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What is the minimum down payment for a rental property?

Most real estate investors just assume the minimum down payment for a rental property is 20-40%. Personally, I’ve bought investment properties with none of my own money down. Real estate investment properties offer passive income, appreciation, landlord tax deductions, and diversification for your investment portfolio.

How much down payment do investment property loans require?

Some may require as little as 3.5% to 5% down, while others may still expect the conventional loan down payment for investment property 20% to 30% down payment. When looking for investment property loans with low down payments, investors should know the risks.

Can you borrow a down payment on an investment property?

Borrow the Down Payment Whether from a HELOC, home equity loan, personal loan, or private loan from friends or family, you can borrow the down payment on an investment property. At least when you take out a portfolio loan from a private lender — conventional lenders don’t allow any part of the down payment to be borrowed.

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